Buy Now, Pay Later with iloan
Get the car you want today and make no repayments until March 2026*.
Summer Freedom Starts Here
Buying a car for summer has never been easier. With iloan, you can enjoy no repayments until February or March 2026* and even access no deposit finance* options. Trade in your old vehicle, cash out, or upgrade just in time for the warmer months.
Our Buy Now, Pay Later* offer makes it simple to get on the road without the pressure of holiday spending.
Why Choose iloan
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Fast and Easy Car Finance
Quick approvals and straightforward options that make getting behind the wheel simple.
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100% Kiwi Owned
We understand the needs of everyday New Zealanders because we are one of you.
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Personal Service
Our experienced Business Managers guide you through every step of your finance journey.
No Payments Until March 2026*
Worried about buying before the Christmas spend-up? With iloan, you can delay your first repayment for up to three months.
Buy your car in now, relax through January, enjoy your summer in February, and start repayments in March. It is the smarter, stress-free way to upgrade your ride.
No Deposit Finance Available*
Start your summer fresh without needing to save a large deposit. iloan offers no deposit finance*, making it easier to trade in or cash out your old car and drive away sooner.
How to Apply
Ready to get started? Apply online today or speak to one of our Business Managers for personal help.
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It only takes a few minutes.
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Our team will review your details and confirm your options.
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Enjoy your new car now and pay later.
This deferred payment offer is available to iloan customers for eligible vehicles purchased before 1st January 2026. If you defer your payments for 3 months, interest will still accrue during the deferral period and will be added to and form part of the loan, together with applicable fees. Payments will begin on the date falling 3 months after the first scheduled repayment date. You must repay the full amount of the loan (and your repayments will be spread over the remaining loan term). The deferred payment offer is not available in conjunction with any other finance offer. Lending criteria and standard terms and conditions apply to any loan. Details of terms and conditions will be specified in the loan document. Fees and rates are available on request.