Even the most careful drivers can face accidents, theft, or damage. We can help you access the following Provident Motor Vehicle Insurance.

This policy provides cover for accidental loss or damage to the Vehicle during the period of cover, anywhere in New Zealand, including whilst in transit between places in New Zealand.

Everyday comprehensive cover for vehicles under 25 years old.

Protect your vehicle against sudden or unforeseen mechanical and electrical failures with Provident’s tailored breakdown insurance.

NZ Roadside Assistance Included.

The policy includes 24/7 nationwide roadside assistance from NZ Roadside Assistance Ltd. You’re entitled to up to 6 callouts per year, starting from the date on your Registration Certificate. Assistance applies only to the insured vehicle, when driven by you or someone authorised and legally permitted. No excess applies to callouts.

A product with additional mechanical and electrical breakdown benefits, features, options and claim terms for 1, 2 or 3 years and is designed for newer and lower mileage vehicles.

Provides traditional mechanical and electrical breakdown features for 1, 2 or 3 years, designed for all vehicles and particularly for older or higher mileage vehicles.

EV Shield provides breakdown cover for electric vehicles, including the traction battery for 1, 2 or 3 years.

Hybrid Shield provides breakdown cover for Hybrid vehicles, including the traction battery for 1, 2, or 3 years.

Life is unpredictable, but your finance doesn’t have to be. CreditCare Insurance and GAP Cover protect you against unexpected changes to your income and the financial shortfall if your vehicle is written off.

Life can change unexpectedly. CreditCare Insurance helps cover your loan repayments if you:

- Can’t work due to illness or accident

- Face redundancy or income disruption

- Are hospitalised or declared bankrupt

It also includes a death benefit, paying off the remaining balance of your loan in the event of your passing. With CreditCare, you and your family have an extra layer of financial protection.

If your vehicle is written off, your standard insurance payout may not cover the full loan balance or the original purchase price. Provident’s GAP Cover helps pay the difference, plus offers additional benefits for incidental costs if you choose Special Benefits.

This allows you to replace your vehicle quickly without needing to obtain additional finance (for an equivalent vehicle).